Open Banking & API Platforms
Build compliant, developer-friendly open banking infrastructure that drives ecosystem growth
Why This Matters
Open banking regulations are reshaping the financial landscape. We help banks and fintechs build the API infrastructure, developer ecosystems, and consent management systems needed to compete in the open banking era.
How We Solve It
We follow an API-design-first methodology, building developer experience into every endpoint. Our platforms are built on open standards (OpenAPI, OAuth2, PSD2) to maximize interoperability.
What We Deliver
PSD2 / Open Banking APIs
Fully compliant PSD2 and Open Banking Standard APIs with all required endpoints and flows.
OAuth2 / OIDC
Enterprise-grade authorization server with OAuth2 and OpenID Connect for secure API access.
API Gateway
Kong or AWS API Gateway with rate limiting, authentication, analytics, and developer portal.
Developer Portal
Self-service developer portal with interactive documentation, sandbox, and API key management.
Sandbox Environment
Realistic sandbox with mock data enabling third parties to test integrations before production.
API Analytics
Real-time API usage analytics, partner dashboards, and SLA monitoring.
How We Work
Regulatory Requirements Analysis
API Design & OpenAPI Spec
Auth Server & Gateway Build
Developer Portal Launch
Partner Onboarding & Certification
Technologies Used
Common Questions
Which open banking standards do you support?
We support UK Open Banking Standard, PSD2/Berlin Group, FDX (US), and custom API specifications. We stay current with all regulatory updates.
How do you handle consumer consent management?
We implement a full consent management platform with granular permissions, time-limited consent, withdrawal mechanisms, and audit trails.
Can you build a third-party developer ecosystem?
Yes โ we build complete developer portals with documentation, interactive sandbox, API key management, and partner onboarding workflows.
How do you secure open banking APIs?
We implement mutual TLS, OAuth2 with PKCE, JWS request signing, and comprehensive API security testing against OWASP API Top 10.
What is your experience with regulatory timelines?
We have delivered multiple PSD2 and Open Banking compliance projects on tight regulatory deadlines. We understand the stakes and plan accordingly.
Build Open Banking & API Platforms with Techresol โ
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